All comparisons

Delta Comparison

A Delta Alternative for Crypto, DeFi, and Net Worth

Track self-custody wallets, exchanges, and DeFi positions in one dependable total, with no cap on the assets inside them, a private daily history, and the rest of your net worth alongside.

FeatureUpdraftFiDelta
Primary focusCrypto, DeFi, and complete net worthStocks, ETFs, crypto, and forex
Pricing$19 / $49 per month after trialFree Basic + paid PRO and PRO+
Plan limits based onConnected on-chain wallets (10 or 30)Tracked assets (10, 40, or unlimited)
Stocks and ETFsManual entryBroker sync + live prices
Crypto coverage50+ EVM + Bitcoin, Solana, and exchangesWallets, exchanges, and brokers
DeFi positions in totals and historySupported positionsNot documented
Realized yield from snapshotsSupported positionsNo
Property, cash, and liabilitiesYesNot documented
Wealth planningFIRE, projections, and shared ownershipBenchmarks and risk analysis
Balance privacy modelZero-knowledge encrypted historyEncrypted cloud account
Data exportFull data export on every planCSV export
Native mobile appsResponsive web appiOS, Android, and web
Market insightsPortfolio-aware news + Telegram alertsAI summaries, insider trades, price alerts

Delta is built around stocks and brokers, with native mobile apps and a free plan. UpdraftFi is built around self-custody wallets and DeFi, and keeps that total as private long-term wealth history.

What Delta does well

Delta, owned by eToro since 2019, is one of the best-known multi-asset portfolio trackers. It syncs with brokers, exchanges, and crypto wallets and follows stocks, ETFs, crypto, forex, and commodities in one app. If most of your portfolio sits at stock brokers, its broker connections and live prices are a real advantage.

It also offers polished native iOS and Android apps, a web version, price alerts, benchmarks against indices, and market features like "Why Is It Moving" explanations, insider trade tracking, and AI portfolio summaries.

Its free Basic plan includes unlimited connections for up to 10 tracked assets. PRO raises that to 40 assets and PRO+ removes the limit. A small portfolio can stay on the free plan for good.

Why choose UpdraftFi as a Delta alternative?

Built for self-custody wallets and DeFi

UpdraftFi reads wallets directly across 50+ EVM chains plus Bitcoin and Solana, and includes supported DeFi positions such as lending, staking, and liquidity in the portfolio total and in historical snapshots. Delta's product materials do not document DeFi position tracking.

No cap on the assets you track

Delta's plans are tiered by the number of assets: 10 on Basic, 40 on PRO, and unlimited on PRO+. UpdraftFi plans are tiered by connected on-chain wallets instead. Every token and supported position inside those wallets counts, and custom assets like property, vehicles, or a business are unlimited on every paid plan.

Your complete net worth, privately recorded

UpdraftFi combines crypto with cash, investments, property, businesses, custom assets, and liabilities. Paid plans preserve daily snapshots with user-derived encryption, so UpdraftFi cannot read the financial history stored inside them. FIRE planning and long-term projections then show what that complete net worth means over time.

Your data stays yours

Every plan includes a full export of your wallets, assets, and snapshot history. Data stays on your device and in encrypted backups, and UpdraftFi shows no ads and sells no data.

Which tool is right for you?

Use Delta if…

  • Most of your portfolio is stocks and ETFs at brokers

  • You want native iOS and Android apps

  • You track 10 assets or fewer and want a free plan

  • You want live quotes, insider trades, and market news

Use UpdraftFi if…

  • Your wealth lives in self-custody wallets and DeFi

  • You hold many tokens and don't want a per-asset cap

  • You want property, cash, and debts in the same total

  • You want a private daily history you can export

The bottom line

Delta is a strong mobile tracker for stocks and broker accounts, with a free plan for small portfolios. UpdraftFi is stronger when your portfolio lives in self-custody wallets and DeFi, holds more assets than a per-asset plan allows, and belongs in one private record with the rest of your wealth.

Frequently Asked Questions

Yes, if most of your wealth sits in self-custody crypto wallets, DeFi positions, or assets outside the stock market. Delta is a strong tracker for stocks, ETFs, forex, and crypto synced from brokers and exchanges. UpdraftFi focuses on reading wallets directly, keeping supported DeFi positions inside the portfolio total, and combining crypto with property, cash, liabilities, and shared investments in one private net worth history.

No. UpdraftFi plans differ by the number of connected on-chain wallets: 10 on Basic and 30 on Pro. Tokens and supported positions inside those wallets, and custom assets such as property or vehicles, are not capped. Delta's plans are tiered by tracked assets: up to 10 on the free Basic plan, up to 40 on PRO, and unlimited on PRO+.

Yes. UpdraftFi does not import Delta files. It reads crypto wallets by public address and exchanges through read-only connections, so current balances come straight from the source. Stocks, funds, and other holdings can be added as manual investments. Delta offers a CSV export, so you can keep a copy of your Delta transaction history.

Only as manual entries. UpdraftFi has no broker connections or live stock quotes. If most of your portfolio is stocks and ETFs held at brokers, Delta's broker sync and live prices are the better fit.

Yes. Every plan includes a full export of your UpdraftFi data from Settings, including wallets, assets, and snapshot history.

Choose Delta when you mainly track stocks, ETFs, or forex through broker connections, want native iOS and Android apps, want a free plan for a small portfolio, or rely on market features like live quotes, insider trades, and AI summaries. Choose UpdraftFi when self-custody wallets, DeFi positions, realized yield, private history, and the rest of your net worth matter more.

Sources: Delta by eToro plan details (Google Play), Delta website, eToro Delta overview, and UpdraftFi product documentation. Last reviewed October 2026.

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