Intuit shut down Mint in 2023. Most replacements ignore crypto. A side-by-side comparison of Monarch, YNAB, Empower, CoinTracker, and UpdraftFi for tracking crypto and traditional assets together.

Mint Is Dead: The Best Mint Alternatives for Crypto Investors (2026)

Intuit shut down Mint in late 2023. If crypto is part of your net worth, most of the popular Mint alternatives leave a gap. This is a comparison of what works for tracking both crypto and traditional assets in one place.

In late 2023, Intuit shut down Mint, the free budgeting app that 3.6 million people relied on to track their finances. After 17 years, users were told to migrate to Credit Karma.

Credit Karma. A credit score tool. That was the offer.

If you're reading this, you probably didn't take it. And if you hold crypto, you had even less reason to.

The popular Mint replacements, Monarch Money, YNAB, Quicken Simplifi, Empower, were designed for a world where your money lives in bank accounts and brokerage firms. They handle that well.

They don't handle the half dozen wallets across different chains, the staking positions, the LP tokens, or the DeFi vaults you set up at 2am. They don't know what to do with a net worth that's split across several exchanges, a couple of hardware wallets, and a handful of protocols.

This article is for crypto investors looking for a Mint alternative that actually covers their whole portfolio. If you want a budgeting app for bank accounts, any of the big names will work. But if you need crypto and traditional assets in one place, keep reading.

What Made Mint Work

Before we move on from it completely, Mint earned its users for a reason:

One dashboard for everything. Bank accounts, credit cards, investments, all in one place.
Free. The price was right. You were the product, but still.
Net worth tracking over time. Simple but effective. You could see the number change month to month.
Low effort. Connect your accounts once, check in when you want.

That simplicity is what people miss. Not the ugly ads or the Intuit upsells, just the "here's your whole financial life on one screen" part.

A good Mint replacement needs to do that, plus handle the fact that your money doesn't all live in banks anymore.

Comparing the Most Popular Mint Alternatives for Crypto

An honest look at each of the common recommendations, specifically how they handle crypto.

Monarch Money ($99.99/year)

The most recommended Mint alternative overall. Clean design, good budgeting tools, solid bank connections via Plaid.

Crypto support: Monarch connects to Coinbase. That's it. No wallet tracking. No DeFi. No multi-chain support. If all your crypto is on Coinbase, it works. For everyone else, you're back to spreadsheets for half your portfolio.

YNAB ($14.99/month or $109/year)

Great budgeting philosophy. Genuinely changes how people think about money. The "give every dollar a job" approach works.

Crypto support: YNAB has no automatic crypto connections. You can add crypto as a manual "tracking account" and update the balance yourself, but that means logging in, checking each wallet or exchange, and typing in new numbers. For volatile assets that move daily, that gets old fast.

Quicken Simplifi ($3.99/month)

The cheapest Mint alternative. Decent bank connections, basic net worth view. You can enter crypto ticker symbols manually and Simplifi will track price changes over time. Some exchange connections exist through their financial institution links.

Crypto support: No wallet tracking. No DeFi visibility. The crypto support is limited to exchange connections and manual ticker entry. If you hold DeFi positions across multiple chains, Simplifi won't see any of it.

Empower, formerly Personal Capital (Free)

The strongest free option for tracking traditional investments. Portfolio analysis is genuinely good. Fee analyser is useful. You can connect your Coinbase account directly, and also add manual crypto holdings.

Crypto support: Coinbase connection and manual entry work. No wallet tracking, no DeFi, no multi-chain. Empower's core business is getting you to use their paid wealth management service, so deep crypto integration isn't their focus.

CoinTracker / Koinly

Going the other direction, these are crypto-native tools. CoinTracker has a free tier (paid plans from $29/year). Koinly starts at $49/year. Both are strong for crypto tax reporting and portfolio tracking across exchanges and wallets.

Traditional asset support: They don't track bank accounts, real estate, retirement funds, or other non-crypto assets. So you'd need CoinTracker and Monarch to see your full net worth. Two apps, two subscriptions, still no unified view.

What a Mint Alternative for Crypto Investors Needs

If your net worth spans traditional finance and crypto, you need a tracker that:

Tracks crypto and traditional assets together. Crypto wallets, exchange accounts, bank accounts, real estate, retirement funds. One net worth number. One chart.
Handles DeFi natively. Wallet scanning across chains like Ethereum, Arbitrum, Base, and Optimism. Staking positions, LP (Liquidity Pool) tokens, lending protocols, all detected automatically.
Shows real yield. If you're earning from DeFi, you want to know your actual APR (Annual Percentage Rate) based on real balance changes, not the number the protocol puts on their homepage.
Keeps your data private. Mint was free because Intuit monetised your financial data. Most free alternatives do the same. If you care about financial privacy, your tracker shouldn't be the weak link.
Tracks your net worth over time. Not just "what do I have today" but "how has my net worth changed over months and years." Snapshots. Trends. Progress toward a goal.

UpdraftFi: A Mint Alternative Built for Crypto Investors

Full disclosure: this is my product. I built it because I had the same problem.

UpdraftFi is a privacy-first net worth tracker designed for people whose money lives in both traditional finance and crypto.

Crypto and traditional assets in one view

Paste a wallet address, connect an exchange, add your house and car manually. It all shows up on one dashboard with one net worth number. No switching between apps.

Real DeFi yield tracking

UpdraftFi tracks your actual yield from DeFi positions (staking, lending, LPs, vaults) by measuring real balance changes over time.

You see your realised APR, not what a protocol advertises. If the protocol says 8% but you're actually getting 5.2% after fees and impermanent loss, you should know that.

Zero-knowledge encryption

Your financial data is encrypted on your device before it touches the server. I cannot see your portfolio, your balances, or your net worth.

Your encryption keys stay on your device. The server stores encrypted data it can't read. This is how the system is built, not an optional toggle.

Shared investments

Invest with a partner or family? UpdraftFi uses unit-based accounting (like a fund) to track fair ownership. Each person's contributions buy "units" based on portfolio value at that time. No spreadsheet arguments.

FIRE planning

Built-in financial independence calculator. Set your FIRE (Financial Independence, Retire Early) target, see your projected timeline, watch it update as your net worth grows. Custom growth rates per asset class, because your crypto allocation probably grows differently than your index funds.

Full data export

JSON or CSV, anytime. No lock-in. If a better tool comes along, take your data and go.

Feature Comparison: Mint Alternatives for Crypto

Feature	Monarch	YNAB	Empower	CoinTracker	UpdraftFi
Bank accounts	Yes	Yes	Yes	No	Yes (manual)
Exchange connections	Coinbase	No	Coinbase	Yes	Yes
Wallet tracking (multi-chain)	No	No	No	Yes	Yes
DeFi positions	No	No	No	Partial	Yes
Real yield tracking	No	No	No	No	Yes
Traditional assets	Yes	Manual	Yes	No	Yes
Net worth history	Yes	No	Yes	No	Yes
End-to-end encryption	No	No	No	No	Yes
FIRE planning	No	No	Basic	No	Yes
Shared investments	No	No	No	No	Yes
Price	$99.99/yr	$109/yr	Free*	From $29/yr	Free trial

Getting Started After Mint

If you're looking for a Mint replacement and you hold crypto:

Pick one tool, not two. The "Monarch for banks + CoinTracker for crypto" approach means two subscriptions and still no unified net worth number.
Try UpdraftFi for free. 7-day trial, no card required. Takes about 2 minutes to add your first wallet.
Start simple. Add your biggest wallet and one or two manual assets. See if the single-dashboard experience works for you.
Check the yield data. If you have DeFi positions, seeing your real returns vs what you assumed you were earning usually makes the value clear.

You don't have to use UpdraftFi. But you should use something that tracks your whole financial picture. Mint's gone, and ignoring crypto in your net worth isn't a plan.

UpdraftFi is a net worth and portfolio tracker. This article is for information only, not financial, tax, or investment advice. Try it free at updraftfi.com.